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April 17, 2023
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Lynceus Partners 2023: A new way of shaping investment

Patrick Chotard, CEO of Lynceus Partners, speaks to FinMag about the strengths of his solution, which for almost six years now has been reshaping investment by offering investors a tailor-made product through their technology platform, ARGO.

By Marie-Ange Nodar

Can you introduce Lynceus Partners?

Lynceus Partners is a fintech company specialising in designing and distributing structured products for finance professionals, including private banks, wealth managers, family offices, and corporate treasurers.

The concept behind Lynceus Partners is to combine human expertise, which is always at the heart of our approach, in terms of financial engineering, product knowledge, and understanding of our client's needs, with proprietary technology that we have developed. This technology is a web application called ARGO, which enables our clients to design custom investment products in just a few minutes, compared to the several hours or even days it used to take them.

What do you offer? And to whom is your offer intended?

Investors, whoever they may be, who are familiar with stocks, bonds, and some with funds. These products are the same for everyone.

What we do is build custom investment products. Each time we design a product, it is generally for an individual investor or a group of investors with similar needs. For example, investors with a three-year investment horizon, who expect a 7% return and want to invest in the European market. Based on these criteria, we will create a tailor-made product to meet the investment strategy of the investors.

One of Lynceus Partners' strengths is that we quickly made the choice to go international. We are now present in several countries: Switzerland with offices in Geneva and Zurich; France, with an office in Paris and soon in the regions as well; Madrid, with a newly opened office. We are also present in London, Dubai, Singapore, and Mauritius, spanning more than three continents. Technically, this means that many people can use our services.

Our clients are wealth managers from all the countries where we are present: from financial advisors in Brest, France, to private banks in Singapore, to family offices in Dubai. The clients of our clients, the investors, can be multi-millionaires or billionaires, as well as more traditional profiles with assets to invest.

What makes you unique?

The asset class of structured products, which has existed since the 1990s, had its heyday between 2000 and 2008, with some excesses that occurred. I think what makes our strength is the fresh perspective we have on finance.

Our approach is new in the sense that it puts the investor at the center of their needs, not necessarily on the finance-gain side, but because we believe that people should buy something they understand, it's very important, and something they need.

Our promise is not to say that our products are better than others, we say that you will design this product with us. Is it better or worse, that remains to be determined, but what is certain is that it will be the most adapted to your needs.

Our perspective is new because we don't start with a product and try to find someone to sell it to, but rather with an individual or group of individuals, we listen to their needs and design a tailor-made product for them.

The democratisation: structured products, when I started my career more than ten years ago in investment banking, were only available to those with one million in assets. Today, we are democratising it by making a tailor-made product available starting from 100,000 euros. This democratisation is made possible especially because we have developed a technology that reduces waiting time but also reduces manufacturing costs. If we can automate everything, we reduce the manufacturing cost and make it more accessible, both in terms of the minimum investment amount and the fees for the consumer/investor.

Development priorities?

We will soon be releasing a new version of our application, which will be even more user-friendly and will be the third version of our platform (V3) available by the third quarter of 2023.

We are also planning to open more offices internationally, with the recent opening of a new office in Madrid and the expansion of our teams in London.

At the national level, our goal is to open new offices in France regions this year. Currently, we only have offices in Paris, but the idea is to be as close as possible to our clients.

News
April 17, 2023
Lynceus Partners 2023: A new way of shaping investment
Patrick Chotard, CEO of Lynceus Partners, speaks to FinMag about the strengths of his solution, which for almost six years now has been reshaping investment by offering investors a tailor-made product through their technology platform, ARGO.

By Marie-Ange Nodar

Can you introduce Lynceus Partners?

Lynceus Partners is a fintech company specialising in designing and distributing structured products for finance professionals, including private banks, wealth managers, family offices, and corporate treasurers.

The concept behind Lynceus Partners is to combine human expertise, which is always at the heart of our approach, in terms of financial engineering, product knowledge, and understanding of our client's needs, with proprietary technology that we have developed. This technology is a web application called ARGO, which enables our clients to design custom investment products in just a few minutes, compared to the several hours or even days it used to take them.

What do you offer? And to whom is your offer intended?

Investors, whoever they may be, who are familiar with stocks, bonds, and some with funds. These products are the same for everyone.

What we do is build custom investment products. Each time we design a product, it is generally for an individual investor or a group of investors with similar needs. For example, investors with a three-year investment horizon, who expect a 7% return and want to invest in the European market. Based on these criteria, we will create a tailor-made product to meet the investment strategy of the investors.

One of Lynceus Partners' strengths is that we quickly made the choice to go international. We are now present in several countries: Switzerland with offices in Geneva and Zurich; France, with an office in Paris and soon in the regions as well; Madrid, with a newly opened office. We are also present in London, Dubai, Singapore, and Mauritius, spanning more than three continents. Technically, this means that many people can use our services.

Our clients are wealth managers from all the countries where we are present: from financial advisors in Brest, France, to private banks in Singapore, to family offices in Dubai. The clients of our clients, the investors, can be multi-millionaires or billionaires, as well as more traditional profiles with assets to invest.

What makes you unique?

The asset class of structured products, which has existed since the 1990s, had its heyday between 2000 and 2008, with some excesses that occurred. I think what makes our strength is the fresh perspective we have on finance.

Our approach is new in the sense that it puts the investor at the center of their needs, not necessarily on the finance-gain side, but because we believe that people should buy something they understand, it's very important, and something they need.

Our promise is not to say that our products are better than others, we say that you will design this product with us. Is it better or worse, that remains to be determined, but what is certain is that it will be the most adapted to your needs.

Our perspective is new because we don't start with a product and try to find someone to sell it to, but rather with an individual or group of individuals, we listen to their needs and design a tailor-made product for them.

The democratisation: structured products, when I started my career more than ten years ago in investment banking, were only available to those with one million in assets. Today, we are democratising it by making a tailor-made product available starting from 100,000 euros. This democratisation is made possible especially because we have developed a technology that reduces waiting time but also reduces manufacturing costs. If we can automate everything, we reduce the manufacturing cost and make it more accessible, both in terms of the minimum investment amount and the fees for the consumer/investor.

Development priorities?

We will soon be releasing a new version of our application, which will be even more user-friendly and will be the third version of our platform (V3) available by the third quarter of 2023.

We are also planning to open more offices internationally, with the recent opening of a new office in Madrid and the expansion of our teams in London.

At the national level, our goal is to open new offices in France regions this year. Currently, we only have offices in Paris, but the idea is to be as close as possible to our clients.

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